Firstly it is very important to know the difference between
Sadaqah e Waajibah and Sadaqah e Naafilah. The difference
between Sadaqah Waajibah and Naafilah is that the Waajibah
is the Sadaqah (donation) which is necessary to pay such as
Zakat, Sadaqa-e-Fitr and so on, while the Naafilah is the one
which is optional to give like giving money in charity for
building Mosques, running Islamic organisations etc,.
Zakat is not only a means to purify one’s wealth but it is also a
spiritual purification which serves as a means to draw an
individual closer to the Creator, Almighty Allah.
Zakat is one of the five pillars of Islam. As such, it is compulsory
on Muslims, provided they meet certain conditions and criteria.
Any Muslim who possesses the required nisaab (the minimum
amount of wealth that one must have before zakat is payable)
for one whole year is bound to pay Zakat on that wealth. It is
imperative that muslims know exactly how much zakat they
owe and how to calculate zakat so that the right amount can be
given to the intended recipient.
The Beneficiaries of Zakat:
To put it in simple terms, people who are poor and suffering
are eligible to receive Zakat money. They can be any of the
The Poor & The Needy – these people may have some
wealth and funds but it is not enough to make up for the
The Destitute – People who have no wealth or funds.
They are living their life on the very basic necessities of
Zakat Collectors – People who collect Zakat as well as
Muslim Converts – This category was specifically designed
to get new Muslim converts who were genuinely poor on
their feet. It still exists to this day.
People in Debt – People who are in debt but cannot pay it
back are eligible for Zakat.
Travellers – Muslims who are in the middle of their
journey and out of money are eligible for zakat donations .
Zakat Cannot Be Used For
Running Islamic organisations
To bury the deceased
To clear the debt of the deceased etc,.
Instead, Nafali sadaqa can be used for these purposes.
Bank Account details for sending Zakat:
Standard Chartered Bank
Mohammad Ali Society Islamic branch,karachi. Shop no 4 & 5,
ground floor, plot no F-1, Muhammad Ali Society Coop Housing
Society Ltd, Branch code 83 karachi.
Account no : 01702534901
Name : Mohammad Yousuf
IBAN No: PK18SCBL0000001702534901
Sort code : SCBLPKKXAXX